Post by account_disabled on Mar 13, 2024 22:50:38 GMT -5
As announced a few days ago by Dr. Guillermo Herrrera, executive president of Camacol, some financial entities have decided to reduce their interest rates on mortgage loans , one of them is Davivienda , stay so you can know all the information! You may be interested in: Simulate your mortgage loan with Brand New Home The entity announced the reduction of interest rates for clients who already have an approved mortgage loan but have not yet received the disbursement, that is, it will apply to clients who have not completed the purchase of the home. What is the benefit? As announced, the benefit of the reduction in interest rates will be 14% effective annually , it will be focused on the purchase of VIP housing or VIS housing and will be valid from the announcement of the measure, that is, March 2023 until June from 2023. You may be interested in: Steps to acquire a mortgage loan How will it work of.
Although the reduction is aimed at purchasing VIP housing or VIS housing , the entity stated that the benefit may be applied to the final rate if there is coverage granted by the national government and depending on its availability, it also announced that “The billboard rates will remain in force for the approvals of new credits and for disbursements made on dates other than those mentioned.” In addition to Davivienda , Bancolombia had also announced to its clients support for the purchase of VIS housing projects with the strategy called “ceiling rate”, a new disbursement that was given as of January 1, 2023 and BYB Directory that consists of a fixed rate of 14.15% effective annually and additionally, if the credit has a subsidy from the National Government , the rate would be almost 10% in the first years. As we have seen recently, the economic slowdown has intervened in the sales of new housing projects , which is why we celebrate these decisions by the banks that help reactivate the dynamics of the construction sector.
In addition, other financial entities such as Grupo AVAL and BBVA could considering taking similar measures, we hope that they will join in the coming weeks so that more Colombians can acquire their own home and do not give up on brand new housing, because brand new is happiness! Frequent questions: What is the financial institution that has reduced interest rates on mortgage loans? Davivienda is one of the financial entities that has reduced interest rates on mortgage loans . To whom does the interest rate reduction apply? The reduction in interest rates applies to clients who already have an approved mortgage loan but have not yet received the disbursement, that is, for those who have not completed the purchase of the home. What is the benefit of reducing interest rates? The benefit of the interest rate reduction is 14% effective annually and is focused on the purchase of VIP housing or VIS housing.
Although the reduction is aimed at purchasing VIP housing or VIS housing , the entity stated that the benefit may be applied to the final rate if there is coverage granted by the national government and depending on its availability, it also announced that “The billboard rates will remain in force for the approvals of new credits and for disbursements made on dates other than those mentioned.” In addition to Davivienda , Bancolombia had also announced to its clients support for the purchase of VIS housing projects with the strategy called “ceiling rate”, a new disbursement that was given as of January 1, 2023 and BYB Directory that consists of a fixed rate of 14.15% effective annually and additionally, if the credit has a subsidy from the National Government , the rate would be almost 10% in the first years. As we have seen recently, the economic slowdown has intervened in the sales of new housing projects , which is why we celebrate these decisions by the banks that help reactivate the dynamics of the construction sector.
In addition, other financial entities such as Grupo AVAL and BBVA could considering taking similar measures, we hope that they will join in the coming weeks so that more Colombians can acquire their own home and do not give up on brand new housing, because brand new is happiness! Frequent questions: What is the financial institution that has reduced interest rates on mortgage loans? Davivienda is one of the financial entities that has reduced interest rates on mortgage loans . To whom does the interest rate reduction apply? The reduction in interest rates applies to clients who already have an approved mortgage loan but have not yet received the disbursement, that is, for those who have not completed the purchase of the home. What is the benefit of reducing interest rates? The benefit of the interest rate reduction is 14% effective annually and is focused on the purchase of VIP housing or VIS housing.